Loans & Property
Rent vs Buy Calculator
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Rent vs Buy Calculator
Rent Deposit Conversion Calculator
Home price
Down payment
Loan rate
%
Loan term
yr
Comparison period
yr
Monthly rent
Rent deposit
Rent growth
%
Home appreciation
%
Deposit opportunity return
%
Annual ownership cost
%
Selling cost
%
Taxes, acquisition costs, broker fees, local property taxes, vacancy, and moving costs are simplified. Check cash flow and tax rules before deciding.
Better option
Buying is better
Difference $105,241,983
Copy result
Buy net cost
$71,135,127
Rent net cost
$176,377,110
Net sale equity
$309,913,365
Remaining loan
$389,033,859
Total rent
$160,580,521
Monthly mortgage
$2,200,577
Quick presets
Period
3yr
5yr
7yr
10yr
Monthly rent
$1,000,000
$1,800,000
$2,500,000
$3,500,000